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Savings Rates Effective January 1, 2021
Savings rates are based on Credit Union profitability and cannot
be guaranteed.
All rates listed below are subject to change. Earnings may be reduced by fees.
| Savings
Accounts |
Nominal
Rate |
APY* |
| One Year Share Certificate** |
.50% |
.50% |
| Share & Clubs |
.20% |
.200% |
| IRA Share |
2.50% |
2.53% |
| |
*APY is the Annual Percentage Yield.
**90 Day Interest Penalty For Early Withdrawal.
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Loan Rates Effective January 1, 2021
| Loan
Types |
Term |
APR* |
| New & Used Vehicle Loans (We provide 100% financing.) |
2016 or Newer As Low As
|
1-3 Years
|
1.4%
|
4-5 Years
|
2.4%
|
6 Years
|
3.4%
|
7 Years
|
3.9%
|
| 2015 or Older As Low As |
1-3 Years
|
1.4%
|
4-5 Years
|
2.4%
|
6 Years
|
3.4%
|
|
Recreation Vehicles (We provide 100% financing) Self-Contained - (Cooking, sleeping, toilet & shower)
|
| New |
1-10 Years
|
7.50%
|
| Used |
1-10 Years
|
9.00%
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Recreation Vehicles (We provide 100% financing) Not Self-Contained
|
| New |
1-6 Years
|
8.50%
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| Used |
1-6 Years
|
10%
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Computer Loan
|
| - |
1-2 Years
|
6.90%
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Personal Loans
|
| Shared Secured Loan |
- |
As Low As 2.9%
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| Cert. Secured Loan |
- |
Rate + 3.50%
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| 1 - 3 Years Unsecured |
As Low As |
4.90%
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| 3 - 6 Years Unsecured |
As Low As |
6.90%
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Holiday Loans
|
| 10 Month Unsecured |
As Low As
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1.9%
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*APR is the Annual Percentage Rate.
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