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Savings Rates Effective January 1, 2019
Savings rates are based on Credit Union profitability and cannot
be guaranteed.
All rates listed below are subject to change. Earnings may be reduced by fees.
| Savings
Accounts |
Nominal
Rate |
APY* |
| One Year Share Certificate** |
.65% |
.65% |
| Share & Clubs |
.50% |
.501% |
| IRA Share |
2.50% |
2.53% |
| |
*APY is the Annual Percentage Yield.
**90 Day Interest Penalty For Early Withdrawal.
|
|
Loan Rates Effective January 1, 2019
| Loan
Types |
Term |
APR* |
| New & Used Vehicle Loans (We provide 100% financing.) |
2015 or Newer As Low As
|
1-3 Years
|
1.4%
|
4-5 Years
|
2.4%
|
6 Years
|
3.4%
|
7 Years
|
3.9%
|
| 2014 or Older As Low As |
1-3 Years
|
1.4%
|
4-5 Years
|
2.4%
|
6 Years
|
3.4%
|
|
Recreation Vehicles (We provide 100% financing) Self-Contained - (Cooking, sleeping, toilet & shower)
|
| New |
1-10 Years
|
7.50%
|
| Used |
1-10 Years
|
9.00%
|
|
Recreation Vehicles (We provide 100% financing) Not Self-Contained
|
| New |
1-6 Years
|
8.50%
|
| Used |
1-6 Years
|
10%
|
|
Computer Loan
|
| - |
1-2 Years
|
6.90%
|
|
Personal Loans
|
| Shared Secured Loan |
- |
As Low As 2.9%
|
| Cert. Secured Loan |
- |
Rate + 3.50%
|
| 1 - 3 Years Unsecured |
As Low As |
4.90%
|
| 3 - 6 Years Unsecured |
As Low As |
6.90%
|
|
Mobile Homes (Max. $40,000)
|
| No Down Payment |
1-5 Years
|
10.50%
|
| 5% Down Payment |
6-10 Years
|
11.50%
|
|
Holiday Loan (Max. $3,000)
|
| 10 Month Re-payment
|
As Low As
|
1.9%
|
| |
*APR is the Annual Percentage Rate.
|
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