Savings Rates

Savings Rates Effective January 1, 2026

Savings rates are based on Credit Union profitability and cannot be guaranteed.
All rates listed below are subject to change. Earnings may be reduced by fees.

Savings AccountsNominal RateAPY*
One Year Share Certificate**3.50%3.50%
Share & Clubs1.00%1.00%
IRA Share1.60%1.60%

* APY = Annual Percentage Yield, interest earned over the course of 365 days
** $500 Minimum to open; 90 Day Interest Penalty for Early Withdrawal; Fees may reduce earnings.

SUNY Fredonia Federal Credit Union 2026