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Loan Rates

Rates Effective February 1, 2023

Apply for a Loan | Contact the Credit Union

Loan TypesTermAPR*
New and Used Vehicle Loans (We provide 100% financing.)
2020 or Newer As Low As1-4 Years1.9%
5-6 Years2.9%
7 Years3.9%
2019 or Older As Low As1-4 Years1.9%
5-6 Years2.9%
7 Years3.9%
Recreation Vehicles (We provide 100% financing) A+, A, B Credit Scores
New1-10 Years5.5%
Used1-10 Years5.5%
Recreation Vehicles (We provide 100% financing) C, D, E Credit Scores
New1-6 Years7.5%
Used1-6 Years9.0%
Personal Loans
1 – 3 Years UnsecuredAs Low As 5.4%
3 – 6 Years UnsecuredAs Low As 7.4%
Share Secured LoanAs Low As 2.9%
Certificate Secured LoanRate +3.50%
Overdraft Line of Credit15%

*APR = Annual Percentage Rate.

SUNY Fredonia Federal Credit Union 2023