Rates Effective October 1, 2025
Apply for a Loan | Contact the Credit Union
| Loan Types | Term | APR* |
| New and Used Vehicle Loans (We provide 100% financing.) | ||
| 2022 or Newer As Low As | 1-4 Years | 3.9% |
| 5-6 Years | 4.9% | |
| 7 Years | 5.9% | |
| 2021 or Older As Low As | 1-4 Years | 3.9% |
| 5-6 Years | 4.9% | |
| 7 Years | 5.9% | |
| Recreation Vehicles (We provide 100% financing) A+, A, B Credit Scores | ||
| New – 50th Anniversary Promotional Rate! | 1-10 Years | 5.0% |
| Used – 50th Anniversary Promotional Rate! | 1-10 Years | 5.0% |
| Recreation Vehicles (We provide 100% financing) C, D, E Credit Scores | ||
| New – 50th Anniversary Promotional Rate! | 1-6 Years | 5.0% |
| Used – 50th Anniversary Promotional Rate! | 1-6 Years | 5.0% |
| Personal Loans | ||
| 1 – 3 Years Unsecured | – | As Low As 6.4% |
| 3 – 6 Years Unsecured | – | As Low As 8.4% |
| Holiday Loans (available through January 30, 2026) | As Low As 2.9% | |
| 10 month repayment term; borrow up to $3,500 (based on credit score) | ||
| Share Secured Loan | As Low As 2.9% | |
| Certificate Secured Loan | – | Rate +3.50% |
| Overdraft Line of Credit | – | 15% |
*APR = Annual Percentage Rate.
SUNY Fredonia Federal Credit Union 2025